WHAT DOES State Financial Network, LLC  DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Credit History
  • Payment History and Transaction History
  • Income and Account Balances

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Financial Network, LLC. chooses to share member information; and whether you can limit this sharing.

Reasons we can share your                   
Personal information?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes      
to offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposes—
information about your transactions and experiences

For our affiliates’ everyday business purposes—
information about your creditworthiness

For our affiliates to market to you

For non- affiliates to market to you

Does State Financial Network Share this?

Yes

 


Yes


Yes


Yes

 

No

No

No

Can you Limit This sharing?

Yes

 


Yes


Yes


Yes

 

We do not share

We do not share

We do not share


Who is providing this notice? State Financial Network, LLC.

How does State Financial Network protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. SFN regularly evaluates its information security controls, trains employees, educates members and enhances controls, as needed, to protect, your information

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about you creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

How does State Financial Network, LLC collect my personal information?

  • Open an account or provide identification
  • Pay your bills or use your debit card
  • Complete deposits or withdrawals or apply for a loan

We also collect your personal information from others, such as credit bureaus or affiliates.

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include Franklin Mint Federal Credit Union and CU Settlement.

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. State Financial Network, LLC. does not share with nonaffiliates so they can market to you. A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Joint marketing
Our joint marketing partners can include categories of companies such as insurance companies, credit card companies and other financial service providers.

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